Jack B Posted August 23, 2007 Author Report Share Posted August 23, 2007 Well, it's not really Kevin and Jack against the rest, but let me add a couple of items to Kevin's defense: If you travel only at certain times you can turn your insurance on and off like motorcycle riders do. When not in use for extended periods insure the RV like property. IF your agent allows. You can finance for 15 yrs, usually, and, if you live in it at least two weeks a year (which we do easily) the interest can be subtracted on your Federal Income Tax as a second or summer home. Just like your primary home mortgage. Most full time RV'ers, those that retire and hit the road as a life, choose a domicile state with little or no taxes. Some states, So. Dakota, Texas, and Oregon are a few, actually cater to out of state residents. I know that sounds like a contradiction. Mail forwarding services place themselves in these states to give you an address, then you register your vehicle there. Some states still do not have state income tax and Montana has no sales tax. So choosing a state base, if the homestead is sold and the RV is it, can be worth a great deal of money. As others have pointed out it's up to what you're looking for, but I might add: it's how you plan to travel too. If you are just pulling in for the night, because you have a destination in mind, just plug in power, that's it. You have your own water and toilet or can use the facilities at the RV park. A couple of years ago we went to New Brunswick by entering in Michigan and then crossing Canada to New Brunswick. We just stopped nightly and didn't plug anything in but power, till we entered NB and headed for the coast and the Bay of Fundy to see the tides. Then we stayed two or three days in each place totally hooked up. Emptying the tanks is merely a matter of pulling a gate valve, easy. Oh, and for "Keep the Show....." If you bought an RV you'd never sell it, you'd be too busy planning your next trip. We bought our 30', Class C six years ago to take the kids to Disney World in Orlando because we don't fly. We thought if we resold it as soon as we got back we'd get back most of our money. We've been traveling ever since. And one PS: if anyone considers trailers or 5th wheels, don't forget it is against the law in most states to ride in them. With an RV my wife asks, "do you want me to make coffee?" Sure! So while I drive she makes coffee and fixes lunch. It sure ain't camping!! Jack Burke DeKalb, Illinois Quote Link to comment Share on other sites More sharing options...
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